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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great cheap loan

Cheap loan fast service easy to use web page. Reviewed on: 4th January 2018

So easy and and straightforward

My interactions with Zopa where easy and uncomplicated. From the initial application everything was dealt with smoothly online. The information I needed to make an informed decision on my loan was clear and easy to follow. Would recommend to anyone and everyone! Reviewed on: 4th January 2018

Quickest most simple loan out there

very quick to respond. Always happy to help. Loan approval is quick and money is in the account faster than any other I know of. Also the APR rates are some of the best if not the best. Reviewed on: 4th January 2018

Excellent

No hassle application process, easy to use loan management online and crucially the option to pay off in full at any point with relevant interest deducted. A superb company Reviewed on: 4th January 2018

Easy

Service provided by Zopa is super easy and efficient. I highly recommend them. Reviewed on: 4th January 2018

Soooo easy to deal with!

Nothing is too much trouble - always willing to help and any little hitches sorted immediately - thanks Zopa!! Reviewed on: 4th January 2018

Reliable, quick, a pleasure to deal with

Such a smooth process from start to finish! Reliable, helpful staff on the end of the phone if you need them. Email notifications and an easy online tool to keep track. Ability to pay off all in one go without any hidden/extra charges! Brilliant service, will use again and will certainly recommend. Reviewed on: 4th January 2018

Zopa 1st class company

Have dealt with Zopa for a number if years now its a uncomplicated system,well organised ,Good communications and rapid from first applying to money being transferred ...the loan rates and the best out there ...would recommend Reviewed on: 4th January 2018

Do not hide anything

I like the fact that there tell you how much you are going to pay back and not hide any cost from you Reviewed on: 4th January 2018

Quick and easy service.

Highly recommended for ease of use and good service. Reviewed on: 4th January 2018

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