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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Very helpful Zopa!!!

5
I have used them already second time. And they help me a lot! Highly recommended for everyone how need financial help. Thank you Zopa Reviewed on: 4th January 2018
Dobrawa Rybinska's avatar
Dobrawa Rybinska

Excellent

5
Great service, with excellent rates for people of all class. Reviewed on: 4th January 2018
Louis Henry 's avatar
Louis Henry

quick decision and simple to manage, great communcation

5
I decided to use Zopa as the rate was the best at the time, and glad i did. They are very transparent and everything is easy to manage, the repayment calculator is a great tool, i would highly recommend. Reviewed on: 4th January 2018
Marc Voigt's avatar
Marc Voigt

Great rates, easy to use, no bank managers

5
I've used Zopa for several years now. They always offer the best rates and respond quickly. There are no hidden charges and no bank managers salaries to fund. Reviewed on: 4th January 2018
jennifer moore's avatar
jennifer moore

Sry quick and easy

5
Very impressed at speed of decision - was a massive help. Reviewed on: 4th January 2018
Colin Walsh's avatar
Colin Walsh

Amazing interest rate, really easy to do!

5
Was very impressed with the low interest on the loan I got from Zopa, it was the lowest I could find, and with no fees for paying it off early it was perfect. You can also log in easily to check how much you’ve got left. Money was in my account realty quick too! Reviewed on: 4th January 2018
Rosemary Welch's avatar
Rosemary Welch

Quick and easy!

5
We had just been refused a loan from our bank, which was quite a humiliating experience. We tried Zopa, it was sooo quick, simple and easy and we’re accepted straight away. Took about 2 minutes and we didn’t have to provide our shoe sizes! Reviewed on: 4th January 2018
Brett Mcdonald's avatar
Brett Mcdonald

Zopa is a great loan service

4
The service has been great as they are helpful when you need them but also send helpful emails generally. Reviewed on: 4th January 2018
Kira knight 's avatar
Kira knight

Excellent

5
The application process is so easy and straight forward. They have excellent customer service, I was very happy with the whole experience. Reviewed on: 4th January 2018
Victoria Newbould's avatar
Victoria Newbould

fantastic

4
Very helpful and friendly service would recommend to anyone. Reviewed on: 4th January 2018
zetor's avatar
zetor

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