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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Makes getting a loan easy and understandable. Easy to check amount outstanding online.

Makes getting a loan easy and understandable. Easy to check amount outstanding online. Reviewed on: 4th January 2018

Excellent , easy and quick

It is very easy to use . You get rates instantly . The process is very simple Reviewed on: 4th January 2018

Responsible lending at a competitive APR

Great company with the customer at the front of mind all the time. Highly recommend Reviewed on: 4th January 2018

Just Brilliant!

Extremely competitive rates along with amazing customer service , you never need wait for more than a few rings on the phone! Just simply Superb!! Reviewed on: 4th January 2018

What a tremendous company

I have only great things to say about my experience with zopa they are the most helpful and reliable company I have ever dealt with Reviewed on: 4th January 2018

So easy and quick...

Easy and quick to use, reasonable rates that are unavailable elsewhere, wouldn’t consider going anywhere’s else now Reviewed on: 4th January 2018

Great service

Very happy with the level of service received. Do what they say on the tin. Would certainly recommend to friends. Reviewed on: 4th January 2018

Easy, efficient and hassle free

I was very impressed with the whole experience, something I feared may be a long arduous process went very smoothly and efficiently, and was quicker than I thought it would be too Reviewed on: 4th January 2018

Great rates, easy to apply

Great online tools and help if needed Reviewed on: 4th January 2018

Third time round

This is my third loan with zopa, was even easier from applying for loan through to money in my account so simple and a very low rate. Reviewed on: 4th January 2018

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