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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great value easy application

I have had several car loans through Zopa and a business loan too. Rates are excellent and application straightforward Reviewed on: 4th January 2018

Really easy

The process of getting a loan was so simple and I did it on my phone. The money came through quickly so I could purchase my new car. Reviewed on: 4th January 2018

Simply the best

Excellent service, quick and easy. Great rates too. Best lender i have ever used. Reviewed on: 4th January 2018

Excellent Service - Low Interest

ZOPA has been number 1 for me for a very long time. With very low interest and a helping attitude they have helped me in times of need on more than one occasion. Keep up the good work guys! Reviewed on: 4th January 2018

Great service

Straight forward no hassle service Reviewed on: 4th January 2018

Keeps you up to date with how much to pay off etc

Zopa have been easy to deal with Reviewed on: 4th January 2018

Best personal loan provider

Hassle free fully internet based loan service with some of the fairest rates I’ve ever seen from a lender and was paid into my account within 2 days Reviewed on: 4th January 2018

Easy to set up, excellent service and no hassle. Stuck to the apr offer presented on compare the market to which is a rarity

Easy to set up, excellent service and no hassle. Stuck to the apr offer presented on compare the market to which is a rarity Reviewed on: 4th January 2018

Loan review

Nothing but professional customer service. Easy accessible informative website Reviewed on: 4th January 2018

Quick

No hassle, quick phone call, verification than go. Reviewed on: 4th January 2018

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