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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent rate and service

Cannot fault. Efficient and prompt application process, lowest available loan rate on the market for me. Exceeded my expectations. Customer service team is excellent. Pleasure dealing with. Thank you Zopa! Reviewed on: 4th January 2018

professional service, the best lender.the best interest rate

I am very happy and I recommend ZOPA to friends Reviewed on: 4th January 2018

Excellent flexibility

Really impressed with the flexibility to make ad-hoc payments in order to reduce loan amount. Website offers straightforward functionality to do this making the loan experience an extremely positive one. Well done Zopa!!! Reviewed on: 4th January 2018

Zopa is just a great option

Easy and quick option if you need money also the best rate you can find online Reviewed on: 4th January 2018

Trustworthy company

Good customer services, good communications, low interest reasonable loans. I’m really happy that I chose Zopa when I needed most ,they were there. Thank you. Reviewed on: 4th January 2018

Super quick and easy

All done online which is ideal for someone that works while most call centres are open. Simple, straightforward website - easy to apply, excellent communications and quick response. Reviewed on: 4th January 2018

Easy, hassle-free and no jumping through ridiculous hoops!

I’m a young person who has moved around a lot due to university and work - and unlike other credit companies, Zopa didn’t judge me for having more than one address like most! The whole process of applying, and the monthly replacements have been so so easy - and enabled me to buy a car without having to pay extortionate interest on car finance! All-round great company, thanks Zopa! Reviewed on: 4th January 2018

easy and quick

straight forward and quick, a loan of £25k secured in days, thanks Reviewed on: 4th January 2018

Amazing, quick and simple

Super easy to organise and had really helpful people along the way to giide me through the quick process. All of my questions were answered and I was always given the information I needed to make my loan choice. No regrets!!! Reviewed on: 4th January 2018

Fast and cheap rates

Took minutes and was sorted within day brill experiance and so easy best rates av had defo use again Reviewed on: 4th January 2018

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