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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Simple up-front loan info, with lower rates than anywhere else I found.

The reviews for Zopa speak for themselves, everything is upfront, easy to manage and most importantly (and often overlooked) easy to understand. Reviewed on: 4th January 2018

Amazing service

Quick easy and amazing rates. I’d recommend to any of my friend Reviewed on: 4th January 2018

Fantastic

Yopa offered me and my parter a great loan with low APR and affordable payments, this has helped us get set up in our new home! I have recommended yopa to a few friends for future help. Thank You! Reviewed on: 4th January 2018

Amazing Repayment Amounts

After checking numerous loan rates and reading the small print. We found Zopa to be the best. As yet, 8 months in we are more than pleased with their customer service and the loan of course. We would Highly Recommend to anyone. Thank You Reviewed on: 4th January 2018

Loan

Decision on my loan application was made relatively quickly Reviewed on: 4th January 2018

Easy

Zopa were excellent very fast easy to deal with and no problems at all very very good Reviewed on: 4th January 2018

Easy to Use

Easy-to-use website, very informative, and timely reminders when needed Reviewed on: 4th January 2018

Best loan experience

I just want to tell everyone about how easy zopa is to apply for and the low apr make it a good choice for anyone in short period financial need with the means to pay it back Reviewed on: 4th January 2018

Fast,clear and easy to understand.

The whole process was easy to understand with clear instructions and warnings about the potential negative repercussions of not keeping up with payments. At no point was anything oversold or glossed over. In general Zoopa inspired me with confidence and that they are easily approachable as a company. Reviewed on: 4th January 2018

Quick, easy service

I got a loan from Zopa and the service was so simple and easy. It was my first loan and everything was explained simply and I was pleasantly surprised by the interest amount. Overall I'm very happy with the service Reviewed on: 4th January 2018

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