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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

A must use financial provider!

Zopa have been exemplary since my first application until most recent transaction. I can't recommend them highly enough and there is the added bonus of not having any transactions with the mainstream banks who tanked our economy and created their loans to us out of thin air. Reviewed on: 4th January 2018

Easy and efficient

Easy and efficient to deal with Reviewed on: 4th January 2018

Fast and straightforward

Took about five minutes so set up - paperwork arrived by email , a very simple and seamless transaction. Reviewed on: 4th January 2018

Excellent loan website

Has a good interest rates that invites people to more likely go with Zopa when a loan is needed Reviewed on: 4th January 2018

Excellent

Very friendly and helpful service Reviewed on: 4th January 2018

Good deal!

No hassle loan. Easy to apply for. Easy to make additional payments. Reviewed on: 4th January 2018

:)

Reviewed on: 4th January 2018

Fast, reliable and easy to use

Easy process, no hassle an answer in minutes Reviewed on: 4th January 2018

Best loan company ever

Zopa is so easy to use, my initial application was so easy then when I paid most of it off I had an email to see if I needed to borrow more cash, it came at an idea time. So I borrowed more cash. I always repay extra each money and love the flexibility that it offers. I would always recommend this company to everyone. Reviewed on: 4th January 2018

Amazing quick haste free service with great rates and easy to contact very happy with zopa

As above Easy quick Amazing rates Easy to contact Trustworthy service Reviewed on: 4th January 2018

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