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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Very good

Very quick i get my loans and really good Reviewed on: 4th January 2018

No hassle

Easy to apply, easy to pay off.. no hassling calls or emails. Reviewed on: 4th January 2018

Excellent rates.

It was the best percentage rate on offer and the money was in my bank in no time. No fuss, no chasing about for paperwork, extremely easy and straight forward. Reviewed on: 4th January 2018

Professional and efficient

All went as well as it could. Appreciate the good level of communication and transparency. Reviewed on: 4th January 2018

Great company with fantastic flexibility

class leading rates. Class leader and fantastic customer service. Reviewed on: 4th January 2018

Brilliant!!

Very impressed, got accepted and they got the money over to me really quick, Also it’s so easy to adjust repayment dates and check the remaining balance. It makes borrowing money stress free. Reviewed on: 4th January 2018

Quick, Easy, Affordable

Zopa, out of all lending services, was the quickest to deliver the money, easiest to apply for it, and had the most affordable rates. I will, and have, recommended this to my friends and Family when they have talked about getting a Loan. Reviewed on: 4th January 2018

Fast loan at an EXCELLENT rate

I had never heard of Zopa when I came across them in a search for a loan. As I already had a loan with my bank, they seemed to think that a new loan should attract an interest rate of around 18% - despite a perfect credit record. Zopa did the same loan in around 10 minutes at an extremely low single digit rate. I heartily recommend their service. RH - Devon Reviewed on: 4th January 2018

Easy, Quick, more than affordable!!

i had never applied for a personal loan before, i had 2 cars on finance and decided id like to keep the second one. i had a good credit rating but had been declined for credit cards previously.. still unsure as to why, so i was really nervous. the process was so easy and so fast i couldn't believe when i got the email through to say it had been accepted. affordable rates and the fact you can pay back extra as and when with no consequences!!!! LOVE Zopa Reviewed on: 4th January 2018

Excellent

Just happy with service I’ll get Reviewed on: 4th January 2018

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