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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent service

Honestly the process over the course of my agreement has been seamless. The best I can say about zopa is that it was no trouble and I get all the information I need without being bothered in the slightest Reviewed on: 4th January 2018

Best lender

Quick approval and the money were in the account in less than 48 hours. For me it was like magic . The best thing that everything happend online Reviewed on: 4th January 2018

Quick, easy and very user friendly

Extremely easy to use, very simple to make adjustments and excellent customer service. The best financial product experience I've ever had bar none. Reviewed on: 4th January 2018

Simple, straightforward...

Simple, straightforward, knocks the high street banks into a cocked-hat in terms of customer service and business transparence and honesty. Reviewed on: 4th January 2018

I've found Zopa to be very easy to work with

Easy to work with compared with normal high street banks Reviewed on: 4th January 2018

Quick, easy borrowing

Excellent lender, loan was sorted quickly, I needed a new car and Zopa helped me to get it. Reviewed on: 4th January 2018

Easy experience like it should be

Easy process to apply for a loan and acceptance/ accoun opening was hassle free. A lesson for everyone else. Reviewed on: 4th January 2018

Easy and intuitive

Very easy from start to finish, easy to view, control and amend loans via the website. Great on the phone if required. Reviewed on: 4th January 2018

Straightforward and efficient

I wanted to borrow to finance updated electronic and other equipment for my boat. The process was all done online and by telephone in a very efficient manner. As I recall the money was in my account within a matter of days after the application was made. Reviewed on: 4th January 2018

straightforward

No hassle, straightforward company to do business with Would highly recommend Reviewed on: 4th January 2018

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