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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy online loans with great rates

I’ve used Zopa twice now and both times they were convenient and easy to deal with and had great loan rates. Reviewed on: 4th January 2018

most definately 10

needed a loan at good rate perfect solution zopa Reviewed on: 4th January 2018

Quick and painless

All process took no more than 3 days. Got the advertised (very low rate). Couldn't be happier. Reviewed on: 4th January 2018

Fast and fair..

Fast decision, quick pay out and great value loans. Paid off early with no penalty. Highly recommended to all. Reviewed on: 4th January 2018

Quick & easy loan

Great website, allowing to reborrow Reviewed on: 4th January 2018

Easy great service highly recommended

Easy fast service would highly recommend to any one looking for loan . Reviewed on: 4th January 2018

Genuinely helped me without ripping me off.

Great product service at a fair price. It helped me through a difficult time without ripping me off. Ed Olphin Reviewed on: 4th January 2018

Absolutely brilliant

Very easy to deal with and understand I would recommend them to anybody Reviewed on: 4th January 2018

No nonsense lending

Applied for a loan after been recommended by clear score. No awkward questions, money was in my bank within days Reviewed on: 4th January 2018

Excellent service smooth transactions

Everything is so simple and fast you don't even have time to stress If you are going to get it or not . No hidden fees no annoying phone calls, simple and effective. Thank you ZOPA Reviewed on: 4th January 2018

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