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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Straightforward Application

Simple and straightforward application and great customer services. Quick decision and pain free. Reviewed on: 4th January 2018

Easy application

Very easy to use and good rates that’s why I have 2 loans !! Reviewed on: 4th January 2018

Zoop loans are great.

If you need a loan at a great rate, then use Zoopa. I have used them twice and found it easy, quick, great rates, and very fuss free. Would I recorded Zoopa, yes I would. Reviewed on: 4th January 2018

Best deal easy

I wanted a loan and I did a bit of homework on zopa and I knew straight away that I was going to trust this company because of the good things that was said about them I got a 2000 pounds loan at a good affordable monthly payments interest rates are brilliant I'd definitely come back to this company and would highly recommend them Reviewed on: 4th January 2018

A straight forward friendly lending solution

Very happy with Zopa to date. Great communication from them informing me of the next payment by text or email. Friendly company with real people on the other end of the phone rather than reading off scripts. So far so good! Reviewed on: 4th January 2018

Best choice

They are quick efficient and the rates are the best you will find - would 100% recommend Reviewed on: 4th January 2018

Excellent,

Have second loan and very happy with service I get... no words just excellent Reviewed on: 4th January 2018

Sensible affordable helpful

Zopa loans are sensible affordable loans that aren't out to bankrupt you with ridiculous Apr rates. They help everyone not matter who you are afford the the tings you want in like without struggling to pay it back Reviewed on: 4th January 2018

Quick and Easy

Load application very simple with approval and payment on the same day Reviewed on: 4th January 2018

Zopadeal......

Zopa simply have an excellent customer service approach! Friendly, informative and expedited. Easy to use web based communication and account monitoring. Thanks Reviewed on: 4th January 2018

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