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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Quick, easy and reliable.

Fanatastic experience with Zopa. Would recommend to anyone. Reviewed on: 4th January 2018

loans definately for you

applied for a loan no problem great service would not use anybody else if needed in the future Reviewed on: 4th January 2018

Simple, quick efficient

The whole process of application and receiving the loan is simplicity itself. It is also remarkably quick. I have used Zopa a few times now and I am completely satisfied with their service. 5* Reviewed on: 4th January 2018

Super easy process & best rate

Had applied for loans at a couple of my existing banking providers and didn’t get headline rates. Thought I’d try Zopa. Really easy and quick process and got a rate 3-4 points cheaper than best alternative. Fantastic experience, have recommended to quite a few people, and would definitely use again myself. Reviewed on: 4th January 2018

Great service

Great friendly fast service, would 100% recommend them to family and friends Reviewed on: 4th January 2018

Excellent all round service

Online experience is excellent - clear and easy to use. No fee for early repayment is a great feature and do not pressure you to extend your loan. Reviewed on: 4th January 2018

Easy and good rate offered

I needed a loan for some house renovations. Zappa offered an excellent interest rate and the overall application experience was fast and simple. The money hit my account in a couple of days. Overall an excellent experience Reviewed on: 4th January 2018

Good choice when in doubt

Excellent provider, simple process, straight forward with great online accessibility during the application and loan. Some loan providers hide info until you apply, Zopa is upfront and very transparent from the word apply Reviewed on: 4th January 2018

Better than a bank

Easy to apply for and easy to set up repayments. Hassle free Reviewed on: 4th January 2018

Happy customer

Great rate. Kept informed all the way. Recommended. Reviewed on: 4th January 2018

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