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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent interest rates

Really easy to manage and look at account, excellent interest rates Reviewed on: 4th January 2018

Best price

Looking at a lot of companies zopa was by far the winner in terms of approval time, pay back rates and the time it took the money to be in my account and you can easily access your loan pay off extra all online easily accessible Reviewed on: 4th January 2018

Fast and efficient company, with great customer service

I found Zopa loans to be very friendly with a great customer service team! They made my loan hassle free and fast! I would definitely recommend them to my family and friends! Keep up the great work guys! Reviewed on: 4th January 2018

Making it Easy

I have had 2 loans with Zopa and on both occasions it was easy and straight forward to borrow the amount of money I needed the contact you have is friendly and helpful, sometimes when you apply for a loan with other providers you feel uneasy and uncomfortable the fact that are asking to borrow money but not with Zopa and the rates are good too Reviewed on: 4th January 2018

Zopa helped when Halifax refused

I've been with Halifax for almost 10 years, several accounts, never in debt, with 5 figures in one of their savings accounts. Invested my savings and needed a loan. Halifax refused, despite a 950+ credit score. Zopa went straight through (the agent said he can't see any reason why not). Very disappointed with Halifax. Very happy with Zopa so far. Reviewed on: 4th January 2018

Loyal and trustworthy

Was in need of a large loan and Zopa offered me the best interest rate so I chose them simple as that! Reviewed on: 4th January 2018

Top lender

Very easy to deal with. No hassle lending!! Thanks Reviewed on: 4th January 2018

Awesome

Got the money really quickly. I loved the step-by-step updates. Reviewed on: 4th January 2018

Easy To Use - Quick Response

Recommended by Clearscore, this is a very good company to work with. Very easy website to navigate, and very quick with a response. Once they had said yes, the money was with us within the time they mentioned. Very much unlike 'big banks', they gave the impression of wanting to help, and not looking at us as people who could be taken advantage of. Reviewed on: 4th January 2018

Best loan ever.When my one exoire I will borrow another one

I will borrow another one if it still on same rate Reviewed on: 4th January 2018

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