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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Simple, value and never a problem.

Good monthly and yearly information, really well laid out. Before taking out the loan everything was shown in such a clear and simple way. Reviewed on: 4th January 2018

Easy and reliable

Zopa have great low interest rates compared to other providers and their loan approval system was easy to follow and efficient. Would definitely recommend. Reviewed on: 4th January 2018

Quick and easy

No nonsense and easy to complete. Fair interest Reviewed on: 4th January 2018

Flexible borrowing with good rates

The Zopa loan offers flexibility, as well as clear pricing and rates. The ability to change repayment days, pay extra amounts off the loan, and no hidden fees for early repayment sets this company apart from other loan providers. Reviewed on: 4th January 2018

Fantastic

Quick and easy to navigate Fantastic company Reviewed on: 4th January 2018

Great rates, quick and easy service

Hassle free and was given the loan very quickly and easily. Very easy company to deal with. Reviewed on: 4th January 2018

Fantastic experience

Very quick and efficient application service. Really the best I have experienced. Well done Zopa!! Reviewed on: 4th January 2018

Best Around

Zopa helped me buy my first car. So quick and easy to use. Great service. Would highly recommend. Reviewed on: 4th January 2018

Brilliant, refreshing change to previous lenders

Entire process was hassle-free and arranged in no time. All information is available signing online, and so simple to make changes (such as payment dates)/ Would definitely use again if needed, and wouldn't hesitate to recommend to others. Reviewed on: 4th January 2018

Perfect way to loan money

The way Zopa borrow money is great as you credit scores can be deceiving and do not cater for a persons ability to pay for a loan. Also one accidental or silly mistake can wreck your chance of a loan based on credit score. Zopa on the other hand do this totally different and for me, if you want a loan the money and manage all your payments the proper way then Zopa will help you all the way... Highly recommend them to anyone. Reviewed on: 4th January 2018

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