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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Smooth effortless service

I had a fantastically smooth and effortless loan application. It was quick and easy and I will recommend them wholeheartedly. Reviewed on: 4th January 2018

Amazing Service

Quick processing of loan and no nasty small print. Really impressed. Great rate too Reviewed on: 4th January 2018

Super fast and easy providing what I needed

Very good service both for people looking to invest and those needing funding. Really easy to use and set up and highly recommended for friends and family. Reviewed on: 4th January 2018

Easy and hassle free!

The whole process with Zopa has been seamless! Great rates and user friendly site making it simple for me to understand my loan! Reviewed on: 4th January 2018

Amazing loan service with easy repayment

Zopa Loan was one of the most easiest and most up to date way of borrowing money , the process so quick and simple and laid out all the terms and conditions of the loan in a clear and precise way. I will be recommending and using zopa in the future for sure . Reviewed on: 4th January 2018

Helped me when I needed it

Always there to answer your questions, keeps me informed, very help full staff. Gave me a loan when some others would not, at such a good rate. Would definitely recommend. Five star service. Reviewed on: 4th January 2018

Great

It was so easy, no hassle and with a great interest rate compared to banks Reviewed on: 4th January 2018

Excellent, no hassle and good service.

The process to apply the loan was easy and everything is done online. Instant decision and prompt payment of the loan. Would definitively recommend to all. Reviewed on: 4th January 2018

Easy, quick and just brilliant!

The process was very easy to follow and I had the money in my account in just 2 working days. Zopa helped me to buy my dream car and the customer support was so brilliant that in fact I have recommended them to my partner who has also took out a loan. Keep up the good work Zopa! :D Reviewed on: 4th January 2018

Easy to deal with great rates

I have a loan with Zopa done entirely online, no hassle , no problems , pay the monthly repayment and a great online dashboard Reviewed on: 4th January 2018

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