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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy to deal with, well laid out website, very competitive rate

Very smooth process. Rate estimates during provisional application was the same as the one I ultimately got. Making overpayments is very easy. Reviewed on: 4th January 2018

Zopa The best bank for loans!..

Zopa has been BY FAR the easiest organisation to deal with for obtaining a loan, but it is not just the ease of being able to obtain cash that makes them standout from the crowd. It is their faultless customer service and easily configurable loan payment schemes that set them apart from the rest. if I want to make an extra payment not a problem, if I want to move the payment day, not a problem. put simply with Zopa everything is easy and no problem Reviewed on: 4th January 2018

Hassle free borrowing

The loan application was fast and simple, completely hassle free. I'm now 3.5 years in to paying off my 5 year loan and I have never had any issue's Reviewed on: 4th January 2018

Great company

Efficient company and gives all the info upfront so nothing hidden. Really happy with the companh Reviewed on: 4th January 2018

Quick and easy

Could highly recommend Zopa, was a very quick and easy process to secure a loan. Reviewed on: 4th January 2018

Great intrest rate

Great intrest rates with superb results so easy and quick to get a loan and i can also pay it back early with no extra fee!! Would use zoopa again for sure Reviewed on: 4th January 2018

Zopasonic

Excellent company. Easy to fill out online. The Loan was sorted out with a few clicks and in my Bank account with in a matter of days. Would highly recommend. Reviewed on: 4th January 2018

Leading the way in customer experience!

I've taken out 2 loans with Zopa and it's by far the best experience than I've had with any other loan company. The dashboard is easy to use and the way they display all the details of the loan makes it understandable for those (like me) who are not so financially inclined! I also think it's a great idea that the fact that it's peer-to-peer lending, others are benefiting from providing me a loan. Highly recommended to anyone. Reviewed on: 4th January 2018

Easy, Great and Trusted

Was so easy to get my loan and easy to log on and see my loan details and payments etc. Great experience all round Reviewed on: 4th January 2018

A refreshing, simple borrowing solution

I came across Zopa after my Experian credit report recommended them to me. I applied and was accepted almost immediately with no hassle. The money was with me very quickly. my account is super easy to view and manage online and I love the fact that I can pay more each month if I want to, or pay off the loan early with no fees. Thumbs up from me! Reviewed on: 4th January 2018

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