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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Efficient hassle free service

I've had my loan with zopa since 06/2015 and they are by far the best lender I've ever dealt with. My loan was approved and in the bank within days and the online account service is excellent. It allows me to keep track of repayments and my outstanding balance quickly and easily. Reviewed on: 4th January 2018

Quick, easy, trustworthy

One of the easiest applications I’ve ever made. I did my homework first and googled Zopa to check them out. The reviews were great! So I made the application and within a few hours the money was in my account. Incredibly impressed and would recommend. Reviewed on: 4th January 2018

Easy to use and amazing rates!

Zola is simple, they offer great rates and everything is done quickly... Not like most banks! Reviewed on: 4th January 2018

Quick and easy

Zopa were quick and easy to use and their website is extremely clear with the terms and simple to use. I would recommend and use again in future if I needed to. Reviewed on: 4th January 2018

Fair and excellent service

I have had 2 loans with Zopa, they are an excellent organistaion to borrow from. They have brilliant communication, their rates are very fair and good. I like the way I can payback quicker without penalty. They are an excellent company Reviewed on: 4th January 2018

excellent

Great customer service. Format for monitoring your loan online also very good. Reviewed on: 4th January 2018

Tried My own bank first...

After losing the will to live speaking with my own bank in what should have been a simple experience to get a car loan, I couldn't believe how simple it was to get a loan from ZOPA at a better rate than my own bank! So do I recommend ZOPA?? Of course I do! Reviewed on: 4th January 2018

Impressive

Great APR rate, no interest penalties for early repayment, money paid straight into my account and no spam emails because I took out their product. Highly recommended Reviewed on: 4th January 2018

Quick and easy!

Getting a loan with Zopa was quick and painless. Their communication is clear to understand, and it's easy to track where we are with our repayments. Very happy! Reviewed on: 4th January 2018

Quality service very quick

Loan approved in less than 5 mins . No messing about Reviewed on: 4th January 2018

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