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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent, simple and fast

A very straight forward no nonsense application procedure for a very competitive produce. I do not think I will be using banks for loans any more as Hitachi are do much better in every way. Reviewed on: 4th January 2018

Quick decision and good rates

The online decision process is quick and easy to follow making the whole process one of the first places I check for loans. The loan rates are very competitive and provide value for money. Reviewed on: 4th January 2018

Flexible and fair

I try to avoid borrowing money but sometimes you have to. I love that zopa is fast, fair and transparent, fees and interest clearly laid out and easy and free to overpay when you can. I would never borrow from anywhere else. Reviewed on: 4th January 2018

Amazing customers

The services was best to none. Nice and easy online and with no time your loan is approved. Good customer services Reviewed on: 4th January 2018

Excellent lender

Zopa are a good loan company who offer competitive rates and a good service Reviewed on: 4th January 2018

Straightforward and easy

I have found zopa a great company to work with, they communication is high standard and I felt everything they told me I understood. I would use zopa again and recommend zopa to anyone Reviewed on: 4th January 2018

Zopa wins again

Top company fast decision and quick pay out number 1 company Reviewed on: 4th January 2018

Straightforward loans

Easy to take out, manage, and pay back early. Reviewed on: 4th January 2018

simple quick and great serice

Able to talk through needs and talk to someone who has a genuine interest in helping Reviewed on: 4th January 2018

First Rate Service

Myself and my husband have received many loans from Zopa they are fast friendly and have excellent rates. Would highly recommend them to anyone. Reviewed on: 4th January 2018

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