Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Perfect

Easy to apply with complete transparency. Brilliant website easy to understand your loan and repayments. Reviewed on: 4th January 2018

QUICK EFFICIENT NO FUSS SERVICE

ZOPA DEALT WTIH MY APPLICATION QUICKLY AND EFFICIENTLY AND THE WHOLE PROCESS WAS PAINLESS Reviewed on: 4th January 2018

My dream

Needed a loan for my dream car and zopa helped me out. Great deal and amazing service Reviewed on: 4th January 2018

Good choice

I am happy that I took a loan with zopa. It is easy that you can put extra money and repay your loan earlier. Reviewed on: 4th January 2018

Great service

Easy to use informative throughout process Have had nothing but great service will continue to use and advise all friends and family to use Zopa Reviewed on: 4th January 2018

highly recommend

really great service every time I need to contact them, flexible, helpful....really seem to care about their customers Reviewed on: 4th January 2018

Easy, quick hassle free

I stumbled across Zopa loans whilst doing research. The website was quick and easy to use. An answer very quickly. Reviewed on: 4th January 2018

Ease of access

It was very easy to get loan from zopa and paying back in instalments is more easy. You can change the date of pay, can pay full or any amount whenever you want. Overall it’s stunning! Reviewed on: 4th January 2018

Very good

Its a great help and a great company Reviewed on: 4th January 2018

Simplicity

Secured a loan on line with no fuss and Zopa offered the most competitive interest rates Reviewed on: 4th January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from 1st Class Credit Union 3.43 from 23 reviews
Personal loan (discontinued)
from On Stride Financial (inactive company) 4.14 from 5 reviews
Logbook Loan
from Auto Advance 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub