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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent

Easy, fair, honest and helpful, enough said Reviewed on: 4th January 2018

The best of the best

Zopa is definitely the best loan provider in the business they take care of their customers well with care and with no hidden charges or fees. Better than big banks and I highly recommend it to anyone who’s looking for a well established loan provider Reviewed on: 4th January 2018

great

thanks ZOPA!! Reviewed on: 4th January 2018

Quick and easy

Good rates quick and easy to apply Reviewed on: 4th January 2018

Super service, simple to navigate website!

It is super easy to see loan information and coordinate payments online. I would highly recommend this service. Reviewed on: 4th January 2018

Excellent rates

Best rates available, was concerned at first as I had not heard of them. But I liked the idea behind them. I would now recommend them ahead of the banks. Reviewed on: 4th January 2018

Best loan interest rate ever

From applying to receiving excellent service and the rate offered was excellent no other matched for me. Reviewed on: 4th January 2018

best company for loan application

easy to apply for loan and good interest rate Reviewed on: 4th January 2018

Easy to apply, easy to manage

Very simple process to apply, even better to manage my account. Zopa provide a no-nonsense way to lend money Reviewed on: 4th January 2018

Awesome

Always been good and you can change your payments if needed which is good Reviewed on: 4th January 2018

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