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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Zopa is a household name in personal loan

I am very happy to recommend Zopa to my friends and family, however, i was really unhappy when i requested for additional loan but i was turned down. i have been with Zopa for more than Eight months and i have never defaulted in any of my repayments. I'm still sceptical why my application was refused Thanks Vincent Madu (User ID: 2cea526927fc) Reviewed on: 4th January 2018

Very efficient and fast

Zopa has always come through for me when I needed. Amazing low interest rate Reviewed on: 4th January 2018

Great Financial Support

I believe that Zopa does provides ethical and good services compare to the Banks and other institutions. They are doing pretty good job. Thanks. Reviewed on: 4th January 2018

The Best!

Very fast process, very friendly customer service, very cost-effective Reviewed on: 4th January 2018

The best!

Very fast process, very friendly service, very cost effective Reviewed on: 4th January 2018

Life changing

A Fantastic service with great rates and always recommend this site to friends and relatives Reviewed on: 4th January 2018

Excellent!

Easy to arrange and excellent communication and service. Reviewed on: 4th January 2018

Helpful, Effective Loan

Used Zopa twice now to sort out debts and to do some home improvements. Very fast and easy to get started. Would recommend to anyone! Reviewed on: 4th January 2018

Great!

As a first time applying for a loan I was lucky to have found Zopa. The whole process was easy and fast, and with great interest rate! Thank you Zopa! Reviewed on: 4th January 2018

Great rates top service

I applied for a few loans at the time and the zopa loan was the best by a mile best rates and quality service. Reviewed on: 4th January 2018

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