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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy

Being with Zopa has been very easy - mostly online, never had reason to have to check my accounts. Always works like clockwork Reviewed on: 4th January 2018

SIMPLY THE BEST!

Zopa is quick no nonsense, truthful and provide Best in class rates... What more can you want.. Reviewed on: 4th January 2018

Best loan ever

Really easy to apply and great updates and easy to manage online Reviewed on: 4th January 2018

Quality loan company

Zopa were quick, efficient, transparent and friendly throughout the process of setting up my loan. The online service to check account and make payments is excellent and easy to use. Reviewed on: 4th January 2018

Zopa is an outstanding organisation in every aspect of customer-friendliness and ability to deal with issues in a most calming manner.

I suddenly lost my job late 2016 and therefore became unable to meet up with my regular loan repayments. I'm still amazed and extremely grateful to Zopa for the way they have compassionately handled my case. Staff are incredibly professional, attentive and non-threatening each time I call to discuss my case. In my view, if all lending organisations operate like Zopa, there will be no case of debt-induced illnesses (such as hypertension) in the UK. Zopa always makes you believe and demonstrate that there is always a way out (which is fair to all parties) as long as people keep in touch and are willing to honestly and openly discuss matters. Please keep up the good work. Reviewed on: 3rd January 2018

Just brilliant

Great rates, great offers, great website! Just great! Reviewed on: 3rd January 2018

Same as below

Good web site, Good people to deal with, No pressure from Zopa, if you can’t pay they help you . Reviewed on: 3rd January 2018

Fast, easy, reliable

Recently extended my loan, no hassle atall, super fast and still the best APR Reviewed on: 3rd January 2018

Excellent service easy to use

Used Zopa for a few years and good experience with peer to peer lending Reviewed on: 3rd January 2018

Very reliable

Process is very quick and eassy and more trusted Reviewed on: 3rd January 2018

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