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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Brilliant

5
Quick decision, easy to maintain and good rates. Reviewed on: 4th January 2018
Selena Allonby's avatar
Selena Allonby

Fast, easy, great

5
Needed loan for new car. Zopa were fast, easy, and great value. With amazing customer service. Can't rate highly enough Reviewed on: 4th January 2018
Alex Howell 's avatar
Alex Howell

Brilliant

5
Quick decision. Easy to maintain and good rates. Reviewed on: 4th January 2018
Selena Allonby's avatar
Selena Allonby

No fuss loan

5
Zopa did what it says on the tin, no fuss, no hassle. Quick and simple. Reviewed on: 4th January 2018
Matt Smith's avatar
Matt Smith

great service and good interest rate

5
The loan was easy to arrange and has run smoothly throughout the term. Reviewed on: 4th January 2018
Helen Taylor 's avatar
Helen Taylor

Quick, easy, satisfying

5
I applied to increase the loan I currently have, the turnaround was amazing. It worked well for me. Reviewed on: 4th January 2018
Sharon's avatar
Sharon

Do what they say...

5
No gimmicks, simple and easy process! Reliable and funds in your bank in no time! They do all the admin and send confirmation that everything has been taken care off in no time whatsoever. Would recommend to anyone and definitely continue to use as necessary. Reviewed on: 4th January 2018
Liza Corbally's avatar
Liza Corbally

Good Company

4
I find Zopa has the best interest rates and the website is very user friendly Reviewed on: 4th January 2018
Cameron Phillips's avatar
Cameron Phillips

Low fees for all loan

5
It's low fees for loan and nothing is change for all loan you know how many you borrow and how much you have to pay Reviewed on: 4th January 2018
Rafal Bacler's avatar
Rafal Bacler

Brilliant

5
Very quick no hassle And I got the money the following no issues Reviewed on: 4th January 2018
Jack carruthers 's avatar
Jack carruthers

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