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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Efficient, transparent, competitive, quick, easy, first class service

We have now had two loans from Zopa and both times the service has been brilliant. EASY to apply, COMPETITIVE rates and a QUICK, EFFICIENT application process make the whole process EASY. Money borrowed + interest charged is totally TRANSPARENT and it’s fantastically EASY to keep track of your loan throughout the repayment period. FIRST CLASS SERVICE. Reviewed on: 4th January 2018

Easy

Easy to apply and set up. Rates are competitive. Reviewed on: 4th January 2018

Best loan provider ever

Best loan provider ever, soft credit check not leaving marks on credit report, best interest rates, early repayment or extra payment at any time. Simply The Best. Reviewed on: 4th January 2018

easy quick and good rates

I was trying to find a loan that I could afford. In my bank the rates were so hight that sadly I could not afford. Zopa gave me a reasonable rate. Reviewed on: 4th January 2018

Easy to use

It is easy to use . Only takes a few minutes to input the information online . The rate is competitive Reviewed on: 4th January 2018

Easy to deal with

Very easy company to deal with, great website, great customer service Reviewed on: 4th January 2018

Quick, easy and reliable

Web page easy to follow, quick easy response and easy access to your account. No paperwork either. It's brilliant Reviewed on: 4th January 2018

Easy, straight forward and honest.

I just wanted a cost effective, competitive rate loan with minimum fuss. That is certainly what I received from Zopa. Thanks. Reviewed on: 4th January 2018

EASY!

Fast, Easy, Reliable, No Hassle. Reviewed on: 4th January 2018

Great service..

Super fast application, Instant decision, highly recommend. Reviewed on: 4th January 2018

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