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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy friendly

It was a simple process to do to apply for a loan which really helps people like me. When speaking to the staff they were friendly very clear in what they saying to ensure i understood . It was a pleasure to have got a loan here. Very pleased with the service provided. Reviewed on: 4th January 2018

Vehicle Purchase

The lending rates are very competitive and I like the fact that I could repay the overall amount early without penalties, a quick decision on the loan being accepted was also a factor for me, I needed to know I have the fund available when looking to purchase a vehicle Reviewed on: 4th January 2018

Smooth transaction

Excellent customer service, better rates than high street banks, good personal service. Totally recommend. Reviewed on: 4th January 2018

Best ever loan application experience

I have taken out loans over the years from many mainstream Banks or other financial institutions but have never had such a smooth and uncomplicated experience as I have had with Zopa. The online process is model other should follow in its clarity and simplicity. Add to that the amazingly low interest rates and I for one would always look to Zopa as the first port of call when a loan is needed. Reviewed on: 4th January 2018

Excellent fast and efficient service

I have had 3 loans from Zopa having ended up in a bad financial position due to a relationship breakdown Zopa had faith in me and gave me a loan when other wouldn’t and as I needed to replace my car I was very grateful. Well done Zopa for making a loan process that is simple customer focussed efficient and decision made quickly with funds available in record time. Reviewed on: 4th January 2018

Great service

No fuss quick decision and fast access to money Reviewed on: 4th January 2018

Hassle Free Loan Experience

No issues with Zopa at all. Quick decision and loan provision. Reviewed on: 4th January 2018

Great rates and simple processes

Very easy loan application process and good rates of interest Reviewed on: 4th January 2018

Pleaseant, efficient, and extremely easy to deal with. Professional in every way.

I have had nothing but a pleasant experience in all dealings with Zopa, and would have no doubts in my mind as to whether I would recommend them. Reviewed on: 4th January 2018

Helped me out of a hole with good interest rates

Fast helpful no messing around good rate of interest. Would be happy to borrow again Reviewed on: 4th January 2018

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