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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Exellent loan provider

Very easy and simple procedures to get the loan from Zopa Reviewed on: 3rd January 2018

Excellent experience when needed the most

The process could not have been easier. I searched for banks and other companies that offer loans and came across Zopa. After reading into it I decided they were the company that gave me everything I wanted (a short-term loan with fixed monthly repayments). The whole process took a mere couple of days and I was accepted after having gathered all my paperwork together and followed the very easy instructions. Thank you for your help when it was needed the most, Zopa. I would definitely recommend you to my friends and family. Reviewed on: 3rd January 2018

Excellent

Found this company realy easy to deal with Reviewed on: 3rd January 2018

Simply the best!

Quick,easy,accessible, loans decisions in moments,great rates,,excellent all round..this is my third Zopa loan! Reviewed on: 3rd January 2018

Smooth, precise and cheap

Excellent and helpful from start to finish. Smooth and quick transactions and best of all cheapest on the market. Will come back again if needed. Reviewed on: 3rd January 2018

Service

reliable service and low interest, I recommend Reviewed on: 3rd January 2018

A new style of banking

I applied for a loan online and was accepted the next day. I can access my account online to track my repayments easily and with confidence. I phoned their customer service department and was immediately connected to a knowledgable and helpful member of staff. A thoroughly enjoyable and new banking experience! Reviewed on: 3rd January 2018

Good experience start to finish

From your personalised quote showing your rate through to getting your money is smooth, easy & transparent process Reviewed on: 3rd January 2018

Easy to use/rapid decision

From the easy to use website to the rapid loan decision making, it’s been very easy doing business with Zopa. Excellent I terest rates too. Recommended. Reviewed on: 3rd January 2018

Very pleased with the great service from Zopa

Zopa have been great with me and allowed me to get a loan when I have really needed it. The staff are very friendly and helpful. Thank you Reviewed on: 3rd January 2018

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