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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great bank for loans

Great personal loan provider with easy online access and customer service Reviewed on: 3rd January 2018

Great company to work with

No hassle no fuss, and very competitive rates, taking the customers needs into consideration. Reviewed on: 3rd January 2018

Giod rates

Used several times and will use if need again Reviewed on: 3rd January 2018

Great service

I've found everything very easy Reviewed on: 3rd January 2018

Easy approval and still valued as a customer!

The experience I had with ZOPA signing up for the loan was amazing as I needed to secure the deposit for my new car. My family is now safe and sound on the roads thanks to their great service. Furthermore I still feel like I am treated like a rockstar asnytime I am emailed or call for information. A great and honest company!! Reviewed on: 3rd January 2018

Zopa Was others when Others deserted Me

I was able to secure a personal loan with Zopa at a fantastic interest rate when other major high street banks , including the one I have banked with for more than 9 years could not help me . My loyalty did not count for these other high street banks but Zopa offered me a helping hand and I have kept faith by paying back my loan faithfully and have never missed a payment and will never miss a payment. Thank you Zopa. Reviewed on: 3rd January 2018

Excellent loan provider

I have used Zopa a few times for a loan they always have industry leading and competitive apr loan rates as well as excellent customer service they are my 1st choice when it comes to a loan provider Reviewed on: 3rd January 2018

So easy!!

No hassle, no wait. Simple and easy. A joy to use! Reviewed on: 3rd January 2018

Excellent zopa review

A fantastic company, I have used them a few times now and never an issue 10/10 Reviewed on: 3rd January 2018

Very quick response,easy setup to fill out applications,fast payment

Would highly recommend zopa already have done with family members Reviewed on: 3rd January 2018

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