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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Brilliant Company

Friendly and very helpful, made the whole transaction very simple and transparent Reviewed on: 3rd January 2018

Quite and easy

Was pleased to see the money in my bank account so quick Reviewed on: 3rd January 2018

Easy to use and very transparent.

Very easy to use and very transparent with fees. Reviewed on: 3rd January 2018

Fast and easy

Found Zopa loans a quick and refreshing very easy process to applying and receiving a loan Reviewed on: 3rd January 2018

Top quality,quick response

Very fast and friendly service a decision in minutes highly commendable. Reviewed on: 3rd January 2018

Quick, easy & straighforward

The rates were lower than my current provider and the application was straighforward and I like how easy it is to make extra repayments. Reviewed on: 3rd January 2018

Best option for people

I liked because the interest was lower than the banks and was quickly Reviewed on: 3rd January 2018

Simple, fast & fair

Zopa helped me with the simplistic and modern style of their website. All the questions I had were answered by the extensive FAQs provided Reviewed on: 3rd January 2018

Easy to apply, quick results.

Easy to apply online, it is really handy having the sliding scale meter so you can easily see how much you can borrow by the payments you can afford. Quick process so loan arrived quickly. Easy to see current status of loan / payments made / amount left outstanding. Easy to get quick reply to email query. I like the fact you can make extra payments or pay off early with no penalty. My lender of choice. Reviewed on: 3rd January 2018

Amazing loan company

Easy, professional, great value, will use again. I have used various loan companies in the past and none have been as efficient as zopa. I decided to pay my loan off early (even though the rate was really competitive) and it was sorted instantly with no additional charges. Reviewed on: 3rd January 2018

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