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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Brilliant service

Quick, efficient and great for a quick decision. I would recommend to friends and family Reviewed on: 3rd January 2018

Quick and hassle-free.

The whole process is simple to complete and the money arrives very quickly. Payment options are flexible and there is no early repayment fee. Overall highly recommended! Reviewed on: 3rd January 2018

ZUPER ZOPA!

Fantastic rates! Easy to navigate the site! Simple all around! Reviewed on: 3rd January 2018

Zopa loans

Very friendly service everything as explained Reviewed on: 3rd January 2018

Mr

very quick and good response,I never thought I could get a loan with little APR% Reviewed on: 3rd January 2018

Would defiantly recommended.

Fast and easy results and hassle free . Will definitely be using in the future again . Reviewed on: 3rd January 2018

Good rate and easy

I looked around and found zopa to be very good rates and easy to use Reviewed on: 3rd January 2018

Great deal

Zopa wins over major retailers mainly due to best value and adjustable options. Reviewed on: 3rd January 2018

Best customer service!

Thought I had an issue with setting up my direct debit and was worried that I had missed a payment. I rang in a panic but was reassured that everything was fine, the customer service was perfect and I would use Zopa again! Reviewed on: 3rd January 2018

Great service and god rates

Zopa truly helped me after Tesco offered me a loan but left me hanging, Tesco would have taken almost two weeks to get me the money but zopa came to the rescue and transferred the money that day. And at a cheaper rate! Zopa all the way, great service, great loans great people! Thank you zopa Reviewed on: 3rd January 2018

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