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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Quick decision, easy to deal with, good rates

Easy, on line application process, decision made and funds issued quickly and without fuss. On line portal works really well. Great company. Reviewed on: 3rd January 2018

All round great service! Would definitely recommend :)

Quickest application process experienced to get a loan and the website is very easy to use. Never had any issues at all and will be looking to use them again in the future. Reviewed on: 3rd January 2018

Fantastic service

Great service, easy to use online banking, I would definitely recommend. Reviewed on: 3rd January 2018

Great smooth, speedy service.

Really smooth and efficient service. Do their job really well. Reviewed on: 3rd January 2018

The best company to deal with when it comes to loans

I contacted zopa for a personal loan after giving them my details I couldn't believe how quickly everything was sorted. I will recommend them to anyone of my friends and I will use them in the future. Reviewed on: 3rd January 2018

ms

found it was simple and easy to answer the questions for the loan with Zopa, I had no problems when apply for the loan. The loan was quick and easy it was placed in my account quickly. I would easily recommend Zopa to friends and family. Reviewed on: 3rd January 2018

Simple, Straight forward.

The website is very easy to understand, nicely set up, no messing about. You can see clearly what you owe, how much interest you pay. You can even pay the loan off fully without any penalty. Perfect. Reviewed on: 3rd January 2018

Excellent service

Fantastic service would use them again Reviewed on: 3rd January 2018

Zoos loans

I was looking for a loan a while back and Zopa came up as an option. I did some research into the company and looked up reviews and was impressed with what I read. The application was straight forward and the turn around time was very quick. No high street banks came close to the offer I received and everything has gone very smoothly. I receive my statement electronically and haven't had any issues. I would definitely recommend Zopa for ease of use and affordable personal loans. Reviewed on: 3rd January 2018

great alternative

simple and easy lender with no small print. recommended. Reviewed on: 3rd January 2018

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