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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

cheap and easy

I searched in the past for a quick and reasonably cheap APR loan, found it, received it, paying back on time, I will surely ask ZOPA for loan in the future, thank you Zopa!!!! Reviewed on: 3rd January 2018

Love Zopa

Really easy to use, quick decisions and quick deposit of funds Reviewed on: 3rd January 2018

Would always use

Why would i use any other loan provider? Reviewed on: 3rd January 2018

Quick. Easy, reliable

Minimum effort and interaction was needed. Everything can de done online. And all the call staff I have spoken to when I needed to have been nice and helpful and quick to answer Reviewed on: 3rd January 2018

Best Service ever

Zopa is by far the best experience in borrowing money I have had, Initially it was quick and easy to apply and since then customer service has been second to none. Have recommended to many friends and would not go anywhere else for finance help in future. Reviewed on: 3rd January 2018

Great company

Great company and I've always received fantastic service. Reviewed on: 3rd January 2018

Amazing

So easy and straight forward. Excellent rates and an early repayment option Reviewed on: 3rd January 2018

Fantastic service. Highly recommend.

Very, quick and easy to apply and not left waiting for a decision. I was accepted after being turned down by other loan providers. I have never missed a payment and couldn’t be happier with the service I received. I would highly recommend Zopa to others and I would certainly use them again. Faultless!Thank you Reviewed on: 3rd January 2018

First class loan service

Pleasant easy transaction highly recommend Reviewed on: 3rd January 2018

excellent service

when I made a mistake zopa put it right thank you Reviewed on: 3rd January 2018

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