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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Zopa review

5
Excellent customer service- regular updates on my loan Reviewed on: 3rd January 2018
Michael Daly 's avatar
Michael Daly

Simplicity and speed

4
It couldn't be easier to understand, apply for and get a loan at better rates than all other providers than at Zopa. Reviewed on: 3rd January 2018
Robert Coleman's avatar
Robert Coleman

Great rates with no early payment penalties

5
Whats not to like when looking for a loan? Great rates, no early repayment penalties and flexibility to overpay when you can. Reviewed on: 3rd January 2018
Brendan Collins's avatar
Brendan Collins

Simplicity with no charges

5
Easy to apply, easy to overpay and great interest rates. I hope to lend in the future, once the mortgage is paid off. Thanks again. Reviewed on: 3rd January 2018
Mike 's avatar
Mike

Excellent

5
Great service no fuss so brilliant Reviewed on: 3rd January 2018
Karen's avatar
Karen

Easy peasy

5
I applied for my loan and had the money directly to my account within days it couldn't have been any easier And the interest rates are very competitive , I would definitely recommend zopa Reviewed on: 3rd January 2018
Liam Chappell's avatar
Liam Chappell

No nonsense great rates

5
Easy process, easy to use account, a trusted operator Reviewed on: 3rd January 2018
Michael Murphy's avatar
Michael Murphy

Excellent

5
I like the idea that you are able to monitor your account and if needed the Zopa team is easily contactable! It’s also very private service which is what you want with a loan Reviewed on: 3rd January 2018
Sharon 's avatar
Sharon

Excellent Zopa

5
Zopa has been an excellent help in time of trouble, helping customers to lessen their financial burden when that is most required Reviewed on: 3rd January 2018
Jefferson Yesupatham's avatar
Jefferson Yesupatham

No BS -FAST- loans - zero interest!

5
Seriously best small loan provider we have ever encoutnered. Top of the heap! Well done Zopa! Will use them again! Reviewed on: 3rd January 2018
Graeme Archer's avatar
Graeme Archer

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