Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Quick and hassle free.

Top grade service and they’re always here to help Reviewed on: 3rd January 2018

Brillant

Fastcash right into your bank easy and simple form to fill out all done within minutes Reviewed on: 3rd January 2018

Great company

Zopa are a great loan company, straight forward clear information and a quick decision. Payments are made easy via Direct Debit so you know what you are paying, when and what the interest rate means in real cash. Reviewed on: 3rd January 2018

Simplicity , charming ,with the speed of captain Kirks engineer " beam me up scotty"

Very quick simple steps to apply , press submit and hello Mr Loan now let us enjoy.... Reviewed on: 3rd January 2018

Zooptastic

Excellent service speed and no hassle Reviewed on: 3rd January 2018

Great service and easy to apply

Great company very competitive APR and easy to deal with received my loan within 24 hrs Reviewed on: 3rd January 2018

I've experienced a Zopa loan

Been there (x3), done that, will undoubtably do it again, best there is, nothing more to say ! Reviewed on: 3rd January 2018

Really impressed

My second zopa experience and really impressed great rate very friendly and helpful advisors would highly recommend to anymore I know. Reviewed on: 3rd January 2018

Fantastic value loan, allowed me to sort out my finances...

23 years ago I borrowed £5100 to buy my first car, with the most competitive deal I could find at the time; I paid it back with £900 interest over 3 years. Just under 3 years ago I borrowed £10200 from Zopa, and I'm paying it back with £600 interest over 3 years! This loan allowed me to clear about £4000 of accumulated debt on a 0% credit card, and buy TWO cars. With only a few repayments to go, both cars are still running well, and I feel my finances are once again balanced... it really is a great value loan! Reviewed on: 3rd January 2018

Charlottes zopa review

Zopa are very efficient and have always been very helpful whenever I have needed guidance. Their calculations are so helpful and they make it so easy to amend payment dates. Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Oakbrook Finance 4.82 from 1047 reviews
Personal Loan
from Cahoot 4.12 from 2 reviews
Short-term loan
from WageDay Advance 4.91 from 284 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub