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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Super simple and clear

Such an easy service to use. Painless quick and got me out of a pickle, what more could you ask for Reviewed on: 3rd January 2018

Great customer service

I strongly recommend using Zopa as they are a great company with great rates. Reviewed on: 3rd January 2018

Low interest, low hassle

I couldn’t have asked for a better loan provider. The application process was simple and straightforward, with no hidden interest charges that you didn’t know about until after you had been accepted (unlike other loan providers). The quote I was given was the exact rate after approval and I’ve been thoroughly pleased with the service provided, including the online account services. I would highly recommend Zopa for a hassle free loan. Thank you Reviewed on: 3rd January 2018

Fantastic

Holiday and problems solved like broken down car with some spare money to enjoy with. Reviewed on: 3rd January 2018

Great lender

Very easy to arrange the loan. Good communications from the lender. Reviewed on: 3rd January 2018

5 stars experience

Zopa makes it easy and smooth to get a loan. Reviewed on: 3rd January 2018

Fast efficient service

Fast and efficient service with the loan agreed very quickly and funds paid over almost immediately, would definitely recommend Reviewed on: 3rd January 2018

Quick and simple

An easy experience - no hassle. Offered good rates and quick loan Reviewed on: 3rd January 2018

Highly recommend Zopa

Quick decision, money into account quickly, affordable monthly psyments, highly recommend Reviewed on: 3rd January 2018

Absolutely fantastic

Quick, easy, hassle free, no stress Reviewed on: 3rd January 2018

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