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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Fab!

Easy loan application process, was accepted really quickly and money received super speedily! Reviewed on: 3rd January 2018

Best Rates!

I looked around for loan rates and Zopa loan had the best on every compare website! Brilliant Reviewed on: 3rd January 2018

Fantastic Loan Service

This service is easy to use, I like that you can repay extra each month without only being able to pay the full amount. Reviewed on: 3rd January 2018

5 stars service

Zopa makes everything easy. Straight forward application, quick response and smooth process. Reviewed on: 3rd January 2018

Modern and simple

Great service and easy to understand communication with a great website Reviewed on: 3rd January 2018

Brilliant Campany

Had a small loan and need more for home improvements so I applied for a bigger loan and it was accepted within a couple off day and also allowed me to pay off the small loan with the new one so I didn't have to pay for two. Brilliant company would recommend to anyone looking for a loan. Reviewed on: 3rd January 2018

Great all round

Needed to raise some funds for a car , and with a phone call and no fuss spoke to a lady who took me through my application. I was approved and the funds were transferred without any complications Very nice people Reviewed on: 3rd January 2018

This is how money should be lent!

From applying for the loan to the loan been lent this company have been a pleasure to work with, explaining everything that needed to be explained, brilliant website & Customer services! Would definitely use Zopa again should the need arise Reviewed on: 3rd January 2018

Simple and easy to use

The whole process of acquiring a loan with Zopa could not be easier. The security checks maintains confidentiality and easy to complete A great follow up service and straightforward process. Reviewed on: 3rd January 2018

Great experience

I applied for my loan online and after supplying some additional info the money was in my account in a matter of days. The loan rate was one of the lowest too! Reviewed on: 3rd January 2018

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