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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Quick, reliable, excellent %rates

5
Zopa was quick and easy to apply for. Got result back in minutes and £ in bank quickly. Reviewed on: 3rd January 2018

Hassle free good rates loan

5
Easy straightforward hassle free with competitive rates would certainly recommend Reviewed on: 3rd January 2018

Top Marks

5
Awesome rates and great customer care.. Reviewed on: 3rd January 2018

Professional, quick and cheap

5
A very professional and expedient organisation with highly competitive rates. Reviewed on: 3rd January 2018

Excellent service repeat customer

5
Great service from start to finish easy pleasant setting up and excellent customer service Reviewed on: 3rd January 2018

Excellent service

5
Loan application was super fast and easy and their service is exceptional Reviewed on: 3rd January 2018

Best loan company

5
Zopa has low interest rate loans. They are very good. Reviewed on: 3rd January 2018

Zopa Quality

5
Very pleased, fast response, rapid transaction! Reviewed on: 3rd January 2018

Great rates and an easy set up

5
When I needed a low at short notice zopa fave me clear rates and a fast decision . When I want to pay back extra its easy to do and reduces both my debt and the interest due. J have found them to have a refreshing approach to borrowing Reviewed on: 3rd January 2018

1st class

5
Communication was great and no delays in the work they do so I'm more than happy with the service I was provided.great job guys Reviewed on: 3rd January 2018

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