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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69084)

Hassle free

5
Quick and easy hassle free never had a problem Reviewed on: 3rd January 2018

super easy loan

5
the easiest freindliest loan company i have ever dealt with, confirmation of loan very quickly. would highly recomend Reviewed on: 3rd January 2018

Money when you want at a price you can afford.

5
First class service, very easy to apply and super fast response time. Would definitely recommend. Reviewed on: 3rd January 2018

Super zoopla

5
Simple qick and easy to apply with very good rates Reviewed on: 3rd January 2018

Excellent

5
Very simple to use, zopa offer very competitive rates - highly recommend Reviewed on: 3rd January 2018

Stress free lians

5
I’ve never taken out a loan before and thought it might be a small print mine field, but Zopa is very straight forward and easy to understand . Customer service is excellent . Thank you Reviewed on: 3rd January 2018

Cheap interest

5
Couldn’t find a better deal interest wise, easy to set up and fast receipt of loan. No complaints Reviewed on: 3rd January 2018

Excellent provider

5
Excellent customer service. Online personal login to my account easy to use and I can see balances, transactions, payment due date. Excellent overall and have recommended to friends and family. Reviewed on: 3rd January 2018

Excellent

5
Excellent service couldn't have been easier Reviewed on: 3rd January 2018

The best by far

5
Great rates, quick approval and funds transfer, what more could you want? Knowing your interest is going to a real person and not greedy shareholders, that’s why Zopa gets my vote. Reviewed on: 3rd January 2018

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