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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Friendly quick service

Friendly team helpful without being over bearing, stand up to their promise., would certainly use Zopa again if needed and would not hesitate to recommending Zopa to friends and family. Reviewed on: 3rd January 2018

Fantastic

Excellent service from Zopa, soft credit check no affect on credit score if you don't like the Apr offered, great online management of loan, easy no fee overpayments, what more could you want! Reviewed on: 3rd January 2018

Best loan provider

I have been using Zopa for a year and am really happy with service. Loan is approved very quickly. The application process is fast and easy. Rates are great. Reviewed on: 3rd January 2018

Personal Loans

Great company for a personal loan, quick service and a good rate of APR Reviewed on: 3rd January 2018

Excellent service for both borrowers and lenders alike.

Fast, efficient service. Reasonable rates for borrower and lender. Great company all round. Reviewed on: 3rd January 2018

Great service at a great price

I took out a loan for a kitchen 2 years ago with Zopa and was very impressed with how simple the process was, how competitive the rates were and with their customer service. My loan payments finished in October and when I decided to renovate my bathroom, Zopa was my chosen lender again for the reasons listed above. Within days, I had my loan amount in the bank and work could begin on my bathroom. Thanks again and keep up good work Reviewed on: 3rd January 2018

Great

Fast, easy, fare, great website.. think I have needed to speak to customer services once and were very helpful Reviewed on: 3rd January 2018

What's not to like?

Very competitive rates, clear communication without being spammed, transparency and no hidden fees; a great alternative to destructive corporate big business, based on people like you and me - what's not to like? Reviewed on: 3rd January 2018

Excellent loan provider!

Zopa gave me a loan with the lowest interest when my bank did not have such offers for me! Reviewed on: 3rd January 2018

Fantastic quick easy service

Could not recommend enough really helpful and I have used zopa numerous times and they have been exceptional everytime Reviewed on: 3rd January 2018

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