Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Helpfully and easy

Needed a loan to pay off old debt that had mounted up and just make one payment instead of lots of little payments. Was easy to apply for and no fee to pay your loan back earlier which was fantastic no fuss, now debt free can start save for our wedding thanks Zopa Reviewed on: 3rd January 2018

Fantastic and quick

Straightforward lending quick response and good rates. What more do you need. Reviewed on: 3rd January 2018

Great value, easy on-line application.

Easy to make on on-line application and some of the best rates around. Reviewed on: 3rd January 2018

very easy to manage

Great experience, have been a customer for 4 years. Platform easy to navigate and I'm kept up to date with relevant offers Reviewed on: 3rd January 2018

Would recommend

Good customer services, fast responses, and helpful information. Good deals and rates. Reviewed on: 3rd January 2018

Easy and fast loan

It was my first loan wit ZOPA, fast, easy and without problems. Reviewed on: 3rd January 2018

Brilliant

The best rates, the best website and everything is so easy to manage. Reviewed on: 3rd January 2018

Top service

Everything's super easy to manage online. Great rates for loans. Top service. Reviewed on: 3rd January 2018

Fantastic

I’ve had no problems and it was very quick and easy Would defo recommend Reviewed on: 3rd January 2018

Simple, Easy & Friendly

With a poor credit history I thought I would struggle to get a loan. However Zopa could see that my financial management had greatly improved and really helped me out. Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Metro Bank 4.69 from 74 reviews
Payday Loan
from Payday UK 3.97 from 8 reviews
Loans
from Acorn Community Bank 4.90 from 1053 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub