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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great Service

Needed a loan to help with some debt consolidation, application was quick and easy with monies in my account within a day or 2. Would definitely recommend them to family and friends Reviewed on: 3rd January 2018

Simple and honest

The application was easy and didn’t take long to fill in will a quick response. Reviewed on: 3rd January 2018

Top service

Everything's super easy to manage online, great rates for loans. Great service. Reviewed on: 3rd January 2018

Does exactly as it says

Very straight forward easy to understand and excellent customer support Reviewed on: 3rd January 2018

Struggled to get fianance in the past but zopa were very good.

No hassel or fuss, straight forward. Filled in the on line application, was accepted & money in my account within 48 hours. Thank you. Reviewed on: 3rd January 2018

Simple and straight forward no hidden agendas.

Needed a financial hand other lenders were`nt able to help me .Found the whole experience with Zopa easy and trouble free. Would recommend to my friend and family. Reviewed on: 3rd January 2018

Easy easy money

Excellent rates and very easy to use and get the cash quick when you need it Reviewed on: 3rd January 2018

Recommend the company

My experience was really good I get money easy and without any problems. Proper check up and never had problems with payment. Good explanation online. I’m happy for a service Reviewed on: 3rd January 2018

Excellent

Easy to use, easy application, brill service Reviewed on: 3rd January 2018

Quick easy and reliable

I applied for a loan to help with home improvements 2 1/2 years ago. The application was a quick online form and I could choose a payback plan to suit my personal circumstances. I receive regular updates from Zopa loans and they are very quick to answer any queries. Reviewed on: 3rd January 2018

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