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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Low interest flexible loans

Great company to take a loan with. Low interest rates and flexibility make zopa the go to company for a loan Reviewed on: 3rd January 2018

Fantastic and so easy to use

Brilliant and easy to use company, so easy to make extra payments and manage your loan online. Highly recommended Reviewed on: 3rd January 2018

quick and easy loan

Great website, easy to navigate, quick response! Reviewed on: 3rd January 2018

Fast and efficient

The speed the loan was approved and in my bank was so quick. They make you feel special. I would recommend them to everyone. Thank you Zopa. Reviewed on: 3rd January 2018

Excellent service

From start to finish brilliant service. Reviewed on: 3rd January 2018

Great user experience!

I found the website really easy to use when applying. There were no hidden costs; everything was there in black and white. Once accepted, the dashboard is easy to navigate and it is simple to change details, make payments or request rates on other borrowing. Can't fault a single aspect from start to finish. Reviewed on: 3rd January 2018

Highly recommended

Simple, straight forwards and fast. Reviewed on: 3rd January 2018

Ease of borrowing.

When I require a small loan for a home improvement etc. I can always call on Zopa for a reliable loan and service. always a pleasure. Reviewed on: 3rd January 2018

Fab

Easy to set up, easy to make extra payments and very competitive rates. What more could I want? Reviewed on: 3rd January 2018

Brilliant easy to use no problems, what more can I say

Brilliant easy to use no problems, what more can I say Reviewed on: 3rd January 2018

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