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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Loans, simple.

As easy as putting the kettle on for a cup of tea :) And just as refreshing. Reviewed on: 3rd January 2018

HASSle free

Easy and fast process Hassle free, Great and helpful customer service Reviewed on: 3rd January 2018

The best interest rates

You won't find anything that interest low and simple to use as Zopa loan, so dont waste your time looking any further! Reviewed on: 3rd January 2018

Simple and easy to use

As the title says, loan was applied for and approved in a very short time and at very good rates. Would recommend to anyone. Reviewed on: 3rd January 2018

Smooth and Easy!

From the first moment untill the last loan payment was made evrything went very smoothly with Zopa. The process was so easy and I would have no hesitation dealing with Zopa again. Reviewed on: 3rd January 2018

HAssle free

Easy and fast process, Helpful customer service Hassle free Reviewed on: 3rd January 2018

Great customer service, well-functioning website and easy repayments. Brilliant!

I have had a really easy time making repayments with Zopa and their website is so easy to navigate. Best loan provider out there in my opinion! Reviewed on: 3rd January 2018

Best loans around

Been using zopa for over ten years, it's always my first choice, as I like the fact I can pay off anytime without paying extra interest, and the rates have always beaten the banks Reviewed on: 3rd January 2018

cheaper and quicker

the last year I needed some fast cash for my wedding abroad. Well, where the banks weren't able to give me that type of service due to their burocracy, Zopa provided me with a personal loan in three days. Reviewed on: 3rd January 2018

Easy and economic loan

It is very easy and quick to apply for loan and most importantly at very low rate. Reviewed on: 3rd January 2018

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