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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great choice

I must to say that knowing about Zopa has helped us more than we ever imagined. From saving our wasted time at the bank,struggling to find the best time for appoiment as well as finding the lowest interested rate for the loan .Within a click Zopa is able to offer a quick answer wether you are accepted or not for a loan. Above all,Zopa does everything for you,there is no need to provide many paperworks or any proofs that you are currently working. To sum up ,I would recommend to anyone who would need to apply for a loan. Reviewed on: 3rd January 2018

A great service

Always a great company to deal with. Keeps you well informed, great interest rates and call centre responses are timely and easy to understand. Thank you Zopa! Reviewed on: 3rd January 2018

Great loan! No hassle!

Need to borrow money for a new car, Zopa was by far the lowest APR around and offered a great loan deal. Completed it all online without any problems or hassle. great experience! throughly recommend! Reviewed on: 3rd January 2018

for your loan get zopa

I have been taking zoos loan for years now . The best rate you can ever get and the quick response was amazing especially when you are already with zoos. I have introduced my friends to zoos and they are happy. Reviewed on: 3rd January 2018

Highly recommended

Helped when others wouldn't, very straightforward and simple application with clear T&Cs Reviewed on: 3rd January 2018

Amazing new age money lender

The website was very informative and simple to understand without the usual bank or money lender jargon. The online tool was easy to adjust so I could take control of how much I wanted to borrow and how long for. Reviewed on: 3rd January 2018

Transparent

Zopa provides a very clear breakdown of the terms and rates available and are transparent in regards to any extra charges. Nice work Reviewed on: 3rd January 2018

Excellent provider, very pleased

Well presented web-page, easy used with plenty of detail. Reviewed on: 3rd January 2018

hassle free

Easy and fast process, Hassle free, great and helpful customer service, Reviewed on: 3rd January 2018

Excellent trouble free service

I've a single loan from Zopa, arranging this was simple and efficient. Accessing my account info is easy and when I have had to call them their customer service was great. Reviewed on: 3rd January 2018

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