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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy quick solution to a loan

straight forward process with a quick solution to a loan application, money was transferred within 24 hours. competitive rates in the market and option to pay off more without any penalty's is a bonus Reviewed on: 3rd January 2018

Excellent service

Easy, quick, clear - what more can I say! Reviewed on: 3rd January 2018

Fantastic loan rates

I was pleased to be excepted for a loan at such a great rate. Reviewed on: 3rd January 2018

Was simple and easy to apply decision in minutes

I wanted to move my payment date and this was dealt with in a quick and friendly phone call Reviewed on: 3rd January 2018

Quick and easy

Quick and quick to apply for a loan, funds in my account within 3 days, standard time, can choose express for even quicker payout Reviewed on: 3rd January 2018

Best rate in the market

Application processes was very easy and I got the lower interest rate Reviewed on: 3rd January 2018

Great rate

Very helpfull customer service, plus great rates, would recommend, quick and easy application Reviewed on: 3rd January 2018

Great loan company

Really fair interest rates and the option to pay back more if you want with no extra cost. Really helpful customer services. Reviewed on: 3rd January 2018

Excellent website

I find the website is easy to use to keep on top of what you owe. You can even make extra payments on there to pay off your loan quicker. Reviewed on: 3rd January 2018

Great but annoying catch

Great customer service, easy to deal with. Only slight annoyance is that you cannot decide if you pay off chunks of the loan if it either reduces the term or monthly bill. I wish I could reduce the term rather than the monthly outgoing. Reviewed on: 3rd January 2018

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