Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Would highly recommend!

Easy to use website and process with option of paying back early at no extra charge! Better than the high street banks! Reviewed on: 3rd January 2018

Easy, clear and so friendly!

Lending from Zopa was easy, communication was always kept clear without jargon - in fact I think that Zopa are without a doubt the best lenders that I have dealt with - I would definitely use them again. Very much recommended! Reviewed on: 3rd January 2018

Car loan

Very easy , fast and efficient service, would easy use again and recommend Reviewed on: 3rd January 2018

Take a loan without hassle.

I have never dealt with such an efficient and helpful company. They made taking out a loan both straight forward and professional. Thank you. Reviewed on: 3rd January 2018

Easy and quick service

Had a great experience. Easy no nonsense process and a quick decision. Very happy Reviewed on: 3rd January 2018

Repeat User

Great service and no problems with any of the loans I have taken with you. Particularly like to option to pay off the loans early without penalty. Reviewed on: 3rd January 2018

Absolutely faultless

Finally a lender that makes borrowing money, a breeze. Great rates, great service. Used them several times and will use them again. Reviewed on: 3rd January 2018

Apr

Great service easy to use web site and fantastic rates Reviewed on: 3rd January 2018

Good rate, very flexible

Zopa offers a very flexible loan enabling users to pay back extra or in full without the additional penalties most banks charge. The online website is also very clear and easy to use. Reviewed on: 3rd January 2018

Satisfaction Guaranteed

I've had nothing but a great customer service from the Zopa team. Very reliable and extremely helpful. Zopa ticks all the boxes✔️ Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from M for Money Credit Union 4.69 from 58 reviews
Personal loan
from Lendable 4.85 from 31992 reviews
Personal loans
from Clockwise Credit Union 4.81 from 3822 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub