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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

No fuss loans

The experience of applying for loans made easier. Reviewed on: 3rd January 2018

Quick and easy

The process for applying for a loan is quick easy and hassle free, from application date to funds in my account in under 3 days and that was the standard service not express. Well done folks. Ps. My second loan, first one completed. Reviewed on: 3rd January 2018

Great company

Zopa make everything work very well. Wouldn't hesitate to use them again. Reviewed on: 3rd January 2018

Super efficient loans at great rates

On my second loan from these guys, extremely efficient system, no fuss quick decision, and rapid payment into your account. I couldn't improve any part of it. Simply first class Reviewed on: 3rd January 2018

GOOD RATES AND NO EARLY REPAYMENT FEE

I HAD TWO LOANS FROM ZOPA, WHICH WERE PROCESSED VERY QUICKLY AND GOT THE BETTER DEAL AS COMPARED TO THE OTHER LOAN PROVIDERS. VERY HAPPY CUSTOMER. Reviewed on: 3rd January 2018

Simple fair and afordable

From application to payout, the process was simple and straightforward. Soft search was great if your unsure if it would go through and rates offered were competitive- A* to Zopa Reviewed on: 3rd January 2018

Super bank

Quick easy loan low rates the only lender you will ever need will use in future again Reviewed on: 3rd January 2018

Easy and Quick

very easy and very quick process. Reviewed on: 3rd January 2018

Great service

I have had 2 loans now, simple to set up and in the bank quite quickly. Reviewed on: 3rd January 2018

Clear and simple

Using Zopa has been one of the best decision I have ever made I needed to purchase a new car. I wanted to get a loan that worked for me-there was no hard sell or pressure to "up" my original figure needed. It's been a pleasure and I know that if I want or need another helping hand I willnot go anywhere else except Zopa! Reviewed on: 3rd January 2018

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