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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Would highly recommend!

I needed a loan with the option to pay back earlier at no extra charge and Zopa provided that. Easy to use website, my loan was processed quickly with no fuss. Unlike previous experience with my main bank!! Reviewed on: 3rd January 2018

Excellent service

I’m very happy with the service I received and I have recommended Zopa to others looking for low rate loans. Reviewed on: 3rd January 2018

Seamless Service

Zopa provides excellent and smooth service - there's no hassle, and their loans are always at very competitive rates. Reviewed on: 3rd January 2018

Simple, quick and no catches!

I applied for a loan in June 2016 and the customer service was fantastic from the outset. I had the money in my bank within days. What's even better is I was given the option to pay off the full amount whenever I wanted, with no extra fees to do so. I will definitely be using Zopa again. Reviewed on: 3rd January 2018

Great service, great and easy to use website

Easy to use website, good customer service. Simple and easy and extremely quick service Reviewed on: 3rd January 2018

Quick easy loan with great rate

Got a great loan with a very competitive interest rate. Online loan application was very easy to complete with a decision instantly. Reviewed on: 3rd January 2018

Fantastic company

Fantastic company to deal with. Very professional. Queries answered very quickly and after sale service is second to none. Reviewed on: 3rd January 2018

Quick, fast & efficient

Truthfully there is not much to say as the title states it all. Application was very quick, payment was quicker.... The website is extremely user friendly, very easy to make additional payments and see your payment history. There is probably only 1 fault and that is simply when making an overpayment it cannot be done when the monthly payment is being processed. Reviewed on: 3rd January 2018

simple and hassle free

i have had two loans and i found it very easy to apply and had excellent service from the team. the application process was pain free and no hassle. would definitely use them again. Reviewed on: 3rd January 2018

Good Experience

I was looking to consolidate some debt and Zopa were quick, easy to apply and quickly gave me the positive response. Then the funds were in my account within days, superb service. Reviewed on: 3rd January 2018

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