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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent Service

I cannot recommend Zopa highly enough, the easiest and most efficient loan company I have ever had the pleasure of dealing with Reviewed on: 3rd January 2018

Quick and easy loans

Got a good deal on a loan very quickly. Not a permanent resident, but we’re very accommodating. Reviewed on: 3rd January 2018

Excellent service

Very fast at agreeing and sorting out the loan with ease and no hassle. Would definitely highly recommend. Reviewed on: 3rd January 2018

Transparent

Very transparent from the start. Easy to use websites. Comparable rates. Reviewed on: 3rd January 2018

Best Provider on the Market!

Always a smooth transaction with Zopa and such good customer service at the best possible price. Great lender! Reviewed on: 3rd January 2018

Excellent value

Quick easy, low interest . No fuss would recommend Reviewed on: 3rd January 2018

Best laon yet

Quick and very easy to apply..easy affordable repayments..best interest rates ive seen. Reviewed on: 3rd January 2018

Easy and Quick to use

Simple intuitive website that i can see how much i have outstanding and the application stage is quick and personalised. This is my second Zopa loan (both when my car died) and i would highly recommend and have to friends and family. Reviewed on: 3rd January 2018

Easy and clear!

Really transparent and open system on applying for a loan; your rate reflects your risk. Love that you are able to overpay without any fees and the website dashboard is simple and intuitive to use. keep up the great work. Reviewed on: 3rd January 2018

Simple and straightforward.

When friends talk about wanting a loan I always recommend zopa. Reviewed on: 3rd January 2018

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