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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Fast, fuss free and transparent loans

If you're looking for a fast, fuss free and transparent personal loan....you'll find one with Zopa! Reviewed on: 3rd January 2018

Better than banks

Offered me a loan with APR matching my real credit-worthiness. No frills. No problems. All transparent. Reviewed on: 3rd January 2018

Slick online service

Very easy to use and clear detailed, trustworthy service. Reviewed on: 3rd January 2018

Great Company

Very quick and easy to deal with. Reviewed on: 3rd January 2018

Best personal loans

It has been a good experience with zopa best rate intense of personal loans ,still looking forward to recommend friends and family. Reviewed on: 3rd January 2018

quick and easy

very straightforward to apply and quick response time Reviewed on: 3rd January 2018

Great service and easy to manage

It was very simple to set up the loan, fast delivery on the funds and the account is so easy to manage and alter thanks to their online system. I would highly recommend zopa over any other loan providers Reviewed on: 3rd January 2018

Easy and fear Loan

Zopa is helped me when i needed a cash flow for my family expense come along !!! Thansk !!!! Reviewed on: 3rd January 2018

Great loan provider

Personal service - great customer service Reviewed on: 3rd January 2018

Take Back Control

It's not quite £350million a week, but I did cut the cost of my borrowing in half when I refinanced my credit card debt with Zopa. I got the money after a short 'transition period' of about 60 mins whilst the money winged its way over to my account. Just enough time to enjoy a pint of warm, nut brown ale and caress my new, blue passport. Since then, it's been plain sailing, I can check my balance online and I'm only 1 year away from being debt-free. The banks can't keep up! Sad! Reviewed on: 3rd January 2018

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