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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Simple and efficient

The process just couldn’t have been easier Reviewed on: 3rd January 2018

Excellent service

Very quick and efficient service Reviewed on: 3rd January 2018

Quick, Easy, Honest

Zopa have been a huge and reliable help for some debt consolidation I wanted to undertake to minimise interest costs. Very quick turnaround, reliable and stress free. Reviewed on: 3rd January 2018

Quick easy and convenient

I applied for a loan it took just a few minutes nothing too complicated and was approved and in my account in just a few hours. Really happy with the whole experience Reviewed on: 3rd January 2018

Straightforward and quick

Used Zopa finance and it's a very quick and uncomplicated, would use again and recommend to anyway, 5 star! Reviewed on: 3rd January 2018

Very easy to arange a loan and updated regularly

I applied on line and easily arranged a loan. Easy to deal.with and don't hassle you with trying to get more out of you Reviewed on: 3rd January 2018

Quick and easy

Zopa is a quick and easy way to get a loan . They inform you very quickly if you are able to go ahead and also money into account within 2 to 3 days . Also have never had a problem with repayments . Reviewed on: 3rd January 2018

Superb!

Couldn’t have made getting a loan any easier. No fuss just money when you need it. Reviewed on: 3rd January 2018

Best rates going

Cheapest interest rates and very easy to apply, had the money in my bank in 3 days definitely could not complain at all Reviewed on: 3rd January 2018

Competitive and easy to deal with

Already had a loan with Zopa which had a year or so to go. Managed to re-loan with a bit extra to consolidate other debt and managed to keep the repayment around the same amount as new loan was at a cheaper rate, result! Found the whole online process easy and painless with regular updates on what was happening. Thanks Reviewed on: 3rd January 2018

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